Guide to BTO application

“BTO already?”

If you’re in a long-term relationship, you’ve probably heard this question countless times, be it from kaypoh relatives or well-meaning friends.

Before you hop onto the BTO bandwagon, know that a ton of research, eligibility checks, and budgeting is paramount in ensuring that you’re making an informed decision.

Here’s a breakdown of the BTO application process:

1. Check your eligibility

2. Apply for grants (HDB loan VS bank loan? )

3. Research and application process

4. Selecting process

5. Getting your queue number

6. Flat booking appointment @HDB hub

7. Signing lease agreement & paying downpayment

8. Wait for a few years to collect your keys

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