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“BTO already?”
If you’re in a long-term relationship, you’ve probably heard this question countless times, be it from kaypoh relatives or well-meaning friends.
Before you hop onto the BTO bandwagon, know that a ton of research, eligibility checks, and budgeting is paramount in ensuring that you’re making an informed decision.
Here’s a breakdown of the BTO application process:
1. Check your eligibility
2. Apply for grants (HDB loan VS bank loan? )
3. Research and application process
4. Selecting process
5. Getting your queue number
6. Flat booking appointment @HDB hub
7. Signing lease agreement & paying downpayment
8. Wait for a few years to collect your keys
#bto #btoguide #Adulting101 #adultingtips #hdb #hdbbto #tipsandtricks #homeandliving #sghomeliving #sghome