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After the September month
coming to the end of 2024 , its getting busy
here my Summarised reads for u !
Cash management | Stable Portfolio ⛩️
No gimmick just stability.
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Abit like fixed deposit ☀️
Stable rates , Stable earning +$18
Managed portfolio | Stocks | Etfs stocks + $306
Custom ( for growth ) ( Mid risk ) 🎈
For example u win 5 - 20%
Risk : U risk losing 5 - 20 % or worst 50%
okay I made little improvement afterall
I almost lost $ 850 but it 🚀 flew back to me
so I'm earning about $ 306 , after
recovering from those losses :>
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CUSTOM PORTFOLIO:
Managed portfolio : (Self picked stocks) 🎉
My experience LVL: Mid 🌸
I attend some investment classes
(there are some which are free or cost $ less than a hundred . )
there are alot of investor whom are older . o.o
i think i was too young at that point in time
Make me feeling shy hahah ,wanna dig a hole and hide thinking I must be mad ~
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but it's good la teacher didn't force me to speakup so I can just quietly listen & O.O
scratch my head .
I think self learning will tend to cost lesser
then attending every lesson for around $100++
but it's up to you la haha ~ but going for classes
for the first few times is definitely good to motivate yourself 💪
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Number of years | 3 years
Trying out the mid - risk investment ( stocks)
Did some reading & decide to prep 🚀
me better for the future . It happens during the covid period
While working in the e-commerce line
I was very busy so , I could only read during
my breaks or on my off day 🌲🌲🌲🌲
My emergency cash is set at :
5 years of annual expenses 🫠
so I think it's abit too over , hahah soooo
just use some & invest .
( I also spend less so it's quite doable )
Now Investing has my full attention ! 🚩
My investments earning rates :
: 3.6 % + 6.6/8 % + 5%+5% +4.2 % (÷) 5
= 4.88 % per annual . ♥️
making my compounding percentage reach
4.88 ~ 5.16 % annually :>
Investing experience : 7 years ( consistency )
APP : Using Syfe
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One small improvement is also a big one !
start small , win the race steadily ~ 🌷
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#investmenthack #sgfinance #passiveincome #whatidoinaday #financegirlie #retirementgoals