Back to Grad School Advice

I’m 25 looking to go back to grad school to get my MSW. I decided that I want to work as a therapist and eventually open up my own practice. I just don’t know where to start. I realized I don’t want to be stuck in entry level jobs for the rest of my life. There is so many things going through my head. Here are some questions I’ve been thinking about:

1) how do people avoid so much debt?

2) where to apply for scholarships?

3) is this MSW worth it?

4) what is some advice y’all have for returning Grad students?

Any advice is greatly appreciated!