Cách dễ nhất để tải video Lemon8 và tải ảnh từ ứng dụng Lemon8
Máy tính: Nhấp chuột phải và chọn "Save link as..." để tải xuống.
PHOTOS | |||
JPEG | Tải xuống | ||
JPEG | Tải xuống | ||
JPEG | Tải xuống |
Not sure how to transfer money overseas? 🤔
Well I’m here to help! 😁
Here are my GO-TO apps that I use to transfer money overseas:
1) Wise
Linked with VISA
✔️ 50 currencies available
✔️ Used for both DIGITAL and PHYSICAL payments (with their physical card)
✔️ RECEIVE payments in 9 currencies (GBP, EUR, USD, AUD, NZD, SGD, CAD, HUF, TRY)
✔️ SEND money to 77 countries (e.g. Malaysia, South Korea, Japan, Sweden, Germany)
✔️ Regulated by the Money Authority of Singapore (MAS)
✔️ Transaction fees depend on the amount, currency you’re sending money to and payment method
✔️ NO hidden and subscription fees
✔️ Top-up manually using bank transfer or PayNow
Wise card (for spending abroad):
- Pay S$9 for a Wise card
- Used as a debit card
- Withdraw money from 2.3mil overseas ATMs
- Make 2 withdrawals of up to S$350 / month for FREE per account. After that, S$1.50 per withdrawal
- 1.75% of amount for withdrawals over S$350
- Tap or swipe anywhere (and use Google Pay & Apple Pay in supported countries)
E.g. of fees: S$1.69 to send S$22 to KRW, S$0.50 to send S$22 to MYR, S$2.51 to send S$22 to JPY
👍🏻 Physical travel card available
👍🏻 Lower withdrawal fee for small sum of money as compared to YouTrip (flat rate S$5)
🚩 Need pay for card
🚩 If key in wrong recipient details, money gets stuck for a long time
*I use Wise a lot to send money to Korean sellers
2)YouTrip
Linked with Mastercard, Co-branded with EZ-Link
✔️ 150+ currencies available
✔️ Used for both DIGITAL and PHYSICAL payments (with their physical card)
✔️ SEND money through 10 wallet currencies
✔️ NO transaction, platform or subscription fees
✔️ Top up using PayNow (min. S$1) or any Singapore debit/credit card (min. S$20)
✔️ 24/7 in-app money changer for 10 currencies (see the best rates, lock them, make in-app exchanges)
✔️ Enjoy cashback with your favourite brands (e.g. Shopee, Lazada, foodpanda)
YouTrip card (for spending abroad):
- Card is FREE
- Used as a debit card
- Withdraw money from any overseas Mastercard, Maestro or Cirrus ATMs
- Withdraw money at a flat fee of S$5
👍🏻 Higher security (requires passcode)
👍🏻 Physical travel card available (free)
🚩 After topping up wallet, money gets stuck there, unable to send back to own bank
🚩 High withdrawal fee for small sum of money
*I always use YouTrip to buy goods from overseas shops (set Mastercard as payment method) as well as when traveling
3)Remitly
✔️ 75+ currencies available
✔️ Used for DIGITAL payments only
✔️ SEND money to 145+ countries
✔️ NO transaction fees on your FIRST transfer
✔️ NO hidden and subscription fees
✔️ Transaction fees depend on the amount and transfer options you select (usually S$3.99)
✔️ Pay your transfer using debit/credit card such as Visa, Mastercard & Maestro
👍🏻 Good to transfer large sum of money for FIRST transfer (no fee)
👍🏻 Send to many countries
🚩 Troublesome to transfer money as need to use NRIC to verify identity
🚩 Higher transactions fees (e.g. S$7.99 to change S$100 to JPY in Remitly but S$2.91 to change S$100 to JPY in Wise)
*I used Remitly when I had to transfer S$500+ to overseas sellers. No fees were charged as it was my first transfer :)
All in all, all apps are good to transfer money overseas! 😊 It really depends on your preference and how much you're transferring/withdrawing.
P.S. I used POSB to make overseas transfers before cuz it claims there's $0 transfer fee. HOWEVERR, some overseas banks charge the recipient when you transfer to them so PLS BE CHECK & BE CAREFUL!!! I was charged ₩10,000 for every transfer to certain Korean banks 🥲🥲 Also I can't track my transfers and my transfers took pretty long... (longer than the 3 mentioned apps). So yea, I won't rec using POSB yea...
📎 WISE
For more info, click here
To sign up, click here to enjoy fee-FREE transfer up to S$900!!!
📎 YOUTRIP
For more info, click here
To sign up, click here to get FREE S$5 when you make your first top-up
📎 REMITLY
For more info, click here
To sign up, click here to get FREE S$15 when you send S$100 or more
#Lemon8SG #travel #traveltips #finance #tech #MyGoTo #lemon8recommendations #lemon8review #BestDeals #ShortGetaway