HOW I MANAGE MY MONEY 😍

as graduated student, I kena la manage my money betul ii utk future & my target. Kalau dah gaji jangan boros !! please try this & it’s really helps me a lot ✅

contoh gaji RM2000 (bersih) - pecahkan kpd tiga bahagian:-

1. 50% dari gaji simpan utk perbelanjaan tetap.

cth :- hutang / sewa / bil utiliti / makan / minum

:- RM2000 x 50% = RM1000

2. 30% dari gaji simpan utk perbelanjaan berubah-ubah.

cth :- hiburan / pakaian / internet / melancong

:- RM2000 x 30% = RM600

3. 20% dari gaji utk tabung simpanan.

cth :- perlindungan takaful / simpanan / pelaburan

:- RM2000 x 20% = RM400

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