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Haii Lemon8 besties!!🙆🏻♀️
Hari ni, I nak share how I manage my monthly salary and can save up to RM500+ setiap bulan.
Saya akan divide salary to 5 portion:
✨ 40% Daily Expenses
Yg daily expenses ada beli groceries, transport expenses, food expenses etc. To save more, saya prefer MRT🚊than grab, sebab blh guna MRT daily pass iaitu RM5 je, save a lot. Lepas food saya cook around 4-5 days a week, so expenses x banyak.
✨ 20% Insurance, bills and etc.
Insurance is very important sebab you never know when you get sick or any thing happens. Nowadays cari doctor mmg mahal, sikit2 pun RM200-500, so it is best to buy insurance🏥 And I also give my dad and mom RM200 every month💖
✨ 15% Investment fund
Ni saya invest mostly on StashAway, blh check post sebelum🙆🏻♀️ Sebab save is only for emergency, invest is for growing money. 💰
➡️Click here to see how I invest
✨ 15% Savings fund
Savings is very important, I save first before doing any expenses, sebab if you x cukup for the month, at least ada savings to cover emergency needs.‼️
✨ 10% Entertaiment
Ni mostly utk pergi makan dgn kawan, saya sometimes pergi tengok movie or karaoke hehe. Duit ni untuk maintain your work life balance, have some fun is very important🙌🏻
Sis blh comment kat bawah kalau ada apa sharing tentang mcm mana save dgn salary korang! 💖
#BeReal #WeeklyChallenge #savingtips #savingschallenge #moneymanagement #moneytips #moneychallenge #lemon8sharing #Lemon8Malaysia #savemoney