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looking for a student credit card? then this is the only guide you need! There are 5 student credit cards in the market, but there's only 2 you should really look at ๐
1โฃ ๐๐๐ฎ๐๐๐ฃ๐ ๐๐๐๐๐๐จ ๐๏ธ
a general student credit card that gives you 1% on all your purchases, it's simple and fuss free since you don't have to waste time thinking if the card is eligible or not. ๐ a cherry on top is that this is the only student credit card that gives you sign up rewards! all you have to do is just spend $150 for 2 consecutive months and you can snag a free luggage ๐ you can sign up by heading to their website and filling up the form or just use singpass for a more seemless process
2โฃ ๐ฟ๐ฝ๐ ๐๐ฉ๐ช๐๐๐ฃ๐ฉ ๐๐๐ซ๐ ๐๐ง๐๐จ๐ ๐
the best student credit card giving you up to 5.3% cashback! I use this card for public transport, Spotify and McDonald. with an average monthly spend of $80, I get about $4 in cashback ๐ฐ sign up for this is fuss free especially if you're already on DBS/POSB! you can just sign up via the app and it will only take you 5 min to complete the process!
holding these 2 credit cards alone should be sufficient for your average monthly spend, and should yield you at least $10 cashback based on a modest $500 spend
but depending on your monthly spend category, a debit card might actually give you more cashback rewards, so if you really want to find the best card for your lifestyle, check out cardfit ๐๐ป
if you interested, this is my current spending strategy
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