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As an average salaryman living in one of the most expensive cities in the world, I’ve always wondered how the rich make more money with their money 🤔
That curiosity inspired me, so I spent many months researching the best financial instruments in the market, focusing on low-risk options that offer decent, stable returns.
Besides the usual blue-chip stocks, bonds, ETFs, and REITs, I realized that one of the best places to “park” my money is in the CPF Special Account, thanks to its 4% interest.
And so the journey began: I consistently transferred my OA savings to the SA. I also started making cash top-ups via the RSTU scheme and directly to all three accounts.
It took me several years, but I’m finally seeing some decent results:
$11,000 in interest earned for the year 2023!💰
And I’m looking forward to the end of this year (2024), when my CPF savings will have snowballed even further, thanks to the power of compounding! 🤩
Hope this inspires you! 💪
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