HOW I ACHIEVED $300,000 CPF IN MY EARLY 30s 😱

Since my last post, many have asked how I managed to achieve $300,000 in total CPF savings, with $200,000 in my Special Account, all by my early 30s.

I hear you! In this post, I’m revealing the 4 methods

I used to reach this milestone.

Disclaimer: This is not financial advice, and I am not a financial advisor — what worked for me may not work for everyone. Please perform your own due diligence and research first!

[The 4 Methods]

• Transfer OA Savings to SA

• RSTU (Retirement Sum Top-Up) Scheme

• Cash Top-Ups to All 3 Accounts (OA, SA, MA)

• Cash Top-Ups to Medisave Account

Each of these methods comes with its own pros

and cons, and it took me several years to achieve the desired outcome.

It requires consistency and discipline.

More importantly, I lead a minimalist lifestyle.

My hobbies and interests are low-cost, and I don’t splurge on expensive goods or services.

This helps me keep my expenses low, freeing up more cash for savings and investments.

Basically, I’ve mastered the art of living a simple life 😂

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