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Don’t ever simply make any investments 🥺
Without doing research and homework‼️
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Years ago when I first started to work, I have little knowledge in the finance industry, I only know that I have to save my money in somewhere have better return (not savings account) to fight the inflation
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I came across a mutual fund agent ads online. I clicked in to know more, so she presented everything n briefly explain how it works to me
. LOOKS VERY YES cause all she shows was the uptrend and good cases. So ya she successfully close the deal cause I have little knowledge of it and I just listen to what she present🤣. She use strong sales person technique to make me feel confident of my decision lol.
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After closing, I never earn any cent of it instead, it keep dropping till today. The agent also never follow up after closing. I asked about the drop in the beginning, her replies are quite useless 😂 The drop is even higher last year, although just paper loss but ya I feel I can invest my money in somewhere else. Even if I put in FD, the return is better than here 🥲
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For every investment, there’s risk, is either big or small. Make sure you do your homework before every investment , and most importantly to hand in your fund to someone u trust. Else our pity earned money will be very sad like my case 🥺.