How to be a Millionaire by 30 🤑

If you have an interest in becoming financially free in your 20’s and start building towards those goals, it’s COMPLETELY possible for you to become a Millionaire in your 30’s and 40’s.

But if you’re an overachiever and want to achieve this goal by 30, then this post is for you!!

Here’s what I would do if I were to start over:

1️⃣ Start saving & investing young

A mistake I made in my early 20’s is having the mindset that I had to be boujee and spend money on things for people that like me or be impressed by me, especially in the corporate setting. I only started to save and invest in my mid 20’s, and I’m on track to become a Millionaire by my 30’s. Sometimes I think if I was able to start saving and invest right out of college, I could’ve been a Millionaire by 30!

If I were to start over, I would put my time & energy into money-making activities like side hustles, saving & investing and not money-DRAINING activities like shopping, buying a nice car, and eating out all the time.

2️⃣ Pick the right partner & couple hack

Having a partner that works together with you to achieve your money goals is so so helpful. Plus, you can couple hack on a lot of things! For example, furniture shopping - if you lived alone you would be paying for a whole set of furniture by yourself, but if you lived together you can share the cost and get everything 50% OFF.

3️⃣ Take on more risks

This is something I wish I did more when I was young! Don’t let fear get in the way because the world is literally your oyster. If you have an itch to do something but you’re scared to, just do it!! It’s easier to do anything in your 20’s even if you fail.

If you are working to become financially free, what is your biggest challenge? Let me know in the comments!

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