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How I budget when I first started. The very first step is to get started and find out these numbers:
- What is your GROSS income
- Work out what is your 4-2-1-2-1 in numbers
- Write down every single recurring expense you have per month. Phone bill, mortgage, car payment( that’s a discussion for another day), Utilities etc.
- Transfer your 40% Needs to a separate account - you will ONLY spend from this account
- Are you contributing to each category at the moment? Be true to yourself
- What are the gaps in each category? If there are, it also means there are overspending in another category. What’s that? 🥂🌟
With the new year, this is a perfect chance to make this your resolution. If you need more ideas, here's mine ❤️
💭 Are you going to give this a try?
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