3 Things to Do before Your Next Paycheck

Whether you’re paid weekly, biweekly, monthly, or any other cadence, we can all can prepare ourselves by:

✨ Tip 1: Write down all bills

✨ Tip 2: Write down all incomes

✨ Tip 3: Preallocate your income after bills to savings/investments

Why? Most of us tend to spend first and then save. But if you save first and then spend, you’ll alway have a net positive budget if you spend only on credit cards and use those points to your advantage. This method has worked for me and may work for you if you are disciplined and don’t overspend on credit cards even if you have the limit to do so.👏🏼

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