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Here's how you can use the 50/30/20 budget rule to manage your finances.
It works like this:
πΈ You should spend up to 50% of your net income on basic needs. These are things like your rent, bills and transport costs.
π 30% can be set aside for things that aren't essential but make life more enjoyable. Think of it as an allowance to enjoy yourself.
π¦The remaining 20% should go towards repaying your debts or savings and investments.
βΌοΈFinal NoteβΌοΈ
Personal finance is... personal!
Guidelines like these give us a frame of reference but we can (and should!) adjust the percentages to our individual circumstances π
#Adulting101 #personalfinance #budgeting #MyLemon8Diary #MyLemon8Journey #AdultingTips