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There are a bunch of different budgeting systems out there!
For my current needs (prioritizing debt payments), I have found that the zero-based budgeting method works best for me.
It has its pros and cons but what I like about it is that:
1️⃣ Every dollar has a purpose - it either goes to my fixed/flexible expenses, savings, and debt
2️⃣ It can easily be adapted depending on my financial situation
3️⃣ It's very detailed, which is what I needed to make sure I stay on track
4️⃣ I can easily see what I need to improve if I'm spending too much in one category over the other.
I've been using this method for over a year now and I've paid off over $7,000 in debt and grew an emergency fund of $2,000 because of it!
What is your current budgeting system - I'd love to hear ❤️
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