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Budgeting Paycheck Using Last Month’s Spending 💵📊
Step 1: Review Last Month’s Spending
Using my banking app, I reviewed all of my spending from the previous month. This helped me identify where I could cut back.
Step 2: Cut Unnecessary Costs
After reviewing, I was able to cut $700 from the budget by eliminating or reducing non-essential expenses.
Step 3: Split Expenses Between Paychecks
I split the total expenses in half between both August paychecks to determine how much would come out of each check.
August Budget Breakdown
• $7,000 to Bills & Utilities 🏠💡
• $800 to Food 🍎🍞
• $140 to Gas ⛽
By analyzing my previous month’s spending, I’ve made smarter decisions for August’s budget 📆
#paycheck #budget #paycheckbudget #spendingplan #spendingtips #spendinghabits #spendingplans #MoneyTips #moneyhacks #moneymanagement