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I am so fortunate to have well paying job that offers ways to make commission!
I shared that my preferred method of keeping myself accountable to a budget making sure that I SAVE money is the cash envelope system.
Now don’t be discouraged there’s no right or wrong way to do this but simply understanding the importance of planning ahead and sticking to a budget
For example: I budget $30 for coffee for two weeks (I get paid biweekly) this holds me accountable to not overspend on something I know I can make at home!
Another sinking fund example:
I tend to budget $600 for my car registration which is due in January (I over budget since it is a new car and you never know 🙌🏽) I take that $600 and divide by the 12 months left until my payment is due which is $50 each pay day! Rather than paying $600 all at once and breaking budget
What are your thoughts?!
Have you tried this method before?!
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