No spend September

I also don’t have much savings. I spend as much as I make. I pay my statement balances in full and have no interest but I’m not saving enough to build an emergency fund or save for a big purchase like a car or house 🏠

So step 1, look at what I spend. Like really look at it. You going out to lunch? How much is just your lunch 🥗

I realized I spent 750 on just eating out… so I need to chill with Uber eats.

Got rid of some of my unused subscriptions

Discover Card shows you spending trends and recurring charges. My chase shows me my spending vs income.

So this month no buying anything that isn’t a need. Let’s limit food to 200$ a month at least. No more lil spending treats. Let’s goooo 💰💸

50/30/20

50 to bills

30 for needs

20 for savings #needtostopspendingmoney #budgeting