Getting the Sony XM5s for Free 🥳

Here’s a guide on how you can get FREE GIFTS by applying for credit cards! Swipe to see some on going promos on moneysmart.sg

As a working adult, you can get a credit card that gives you rewards for spending via cash back, rebates, rewards or miles.

I got mine by signing up for a promo for Citirewards with Singsaver back in March.

1) Google: “Credit card promos Singapore”

2) Look for website promos (I visit MoneySmart, Singsaver usually)

3) Apply and follow the rules- usually you need to spend a minimum amount to qualify, so read the T&Cs!

4) Enjoy your credit card but always remember to PAY YOUR BILL

(You can do this with your bank or an AXS machine)

#Adulting101 #adultingthings #creditcards #personalfinance #My9to5 #financesg #creditcard #adulting #financetips