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#lemon8diarychallenge ATTENTION MOMS! 🍋 Hear me out. For your baby’s first birthday, instead of having a registry. Ask to contribute to their college funds, opening an UTMA account >> & start investing. Have your son or daughter acquire the account at age 18 or 21. And you won’t have to worry about paying for their school, car, etc 📚Additional Tips: invest in index funds such as SP500