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I have the money to buy a car for cash. My bf says no!
"Ihave the money to buy a car for cash. My boyfriend still thinks I should take out a loan. Thoughts?
His reasoning is that it will boost my credit and increase my likelihood of getting approved for a mortgage in the future.
I've only recently begun building credit (713 currently), from a small student loan ($1.5K) and monthly credit card payments. Is he correct by saying that I will experience future difficulty if I don't have a significant loan/repayment on my credit history?
Say that I can find 0% financing - should I keep my car payment in an HYSA and just make the monthly payments?