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Simple budget plan and how to get started:
start with a blanket budget (template included on last slide) and write the expenses you know you need to pay.
make a list of expected costs and spending you buy every paycheck.
example: mortgage 1000
utilities 150
loan 200
credit 75
phone 75
internet 150
insurance 145
total: $1750
subtracted from expected pay of $5000 = $3205 left over.
i’m using different ideas listed in slide 2 to show what i’m saving for and what i’m spending on other expenses.
fill in the amounts and use your paycheck total to find what you will have left over to spend.
divide up your extra money into different categories to create a “budget” of what you allow yourself to spend each week/biweekly.
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