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Here's a beginner's guide to saving money:
1. Evaluate your current income vs. spending - calculate your monthly income and expenses to find out where you are at now so you can plan changes you want to make
2. Create a budget - split your budget for your spending into fixed and variable expenses. You can target lowering your variable expenses!
3. Save for your emergency fund: saving is planning for the future when all goes well and when unexpected things happen - that's why an emergency fund with 3-6 months of basic expenses is necessary!
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