My current credit card lineup

First of all, I am absolutely not promoting unnecessary spending. I used my credit cards to maximize my income. I use them for the expenses I would have already had and I always pay my cards off in full. I rarely leave a balance of more than 1% of my limit at any point. I also try to stick to a few cards to reduce confusion.

Discover It CashBack is known to be a pretty easy card to get. It was my second card and I used it for everything for that first year to maximize the cash back match. It doubles your cash back, so I had to take advantage of that. Now I try to just use it for the current category to get 5%.

Apple card is great if you have any Apple subscriptions. I actually have never used the physical card despite that it is titanium and beautiful. I only use it when buying with Apple Pay.

Capital One SavorOne is primarily for groceries. I don’t spend a lot on entertainment or travel, so I don’t use those features currently.

I love my credit cards. Do you have any card recommendations?

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