Cara tidak overspent dekat Buy now pay later ✍🏻

Dear my beloved readers 🥰

Alright, let’s chat about that the current habit we all know too well – Buy Now Pay Later. This Buy now pay later are the one from apps Atome, ShopBack & also shopee pay later 😍 I baru tahu apps2 ni since this year and also i pun start bekerja this year so yeaaa then i am eligible to use it hehe. Remember, about bayaran ansur ansur ni you guys perlu take your own responsible tau and sebaik baiknya guna your own money :)

Cara tidak overspent dekat Buy now pay later ✍🏻

1) Limit usage

• Yang ni sangatlah penting because you kena berbelanja dengan jimat cermat

• Kena fikir berkali kali tau bfr nak beli, have to consider that purchase worth it tak, banyak tak benefits dia

• If i, i akan beli barang yang memang penting macam kasut yang selesa untuk diguna waktu kerja hehe

2) Track spending

• This one pun sangat penting because kalau ter bayar akhir, you boleh kena penalty (maybe harga tu akan dinaikkan)

• So it’s important for you to track spending dalam any notes or tak pun, on notification atome, shopback etc apps tu

• I usually track my spending using notes dalam iphone, very senang to keep in track & editable

3) Set a budget

• Yang ni pun very focal tau, kena fikir if you beli that barang, how much the remaining balance yang ada dalam your bank account

• Kena ingat yang you maybe perlukan duit tu untuk benda lain yang penting jugak so have to set budget oki

• I usually akan plan betul betul the right time to beli barang i nak like a month bfr

Remember, you’re the boss of your budget! 💪💸✨ 💸✨ Ngl, buy now pay later ni best bcs you boleh cut sikit2 je duit or tak pun it is needed when your money not enough for that exact time.

#selfdevelopment #moneymanagement #moneytips #buynowpaylater #atome #shopbackmy #shopback #shopeemalaysia #shopee #moneyhacks