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Hello Lovely Sunshines 🌻
Today's tips is how to save money.
My 2024 goal is to save money for EMERGENCY and RETIREMENT.
Too early to retire, but not too late to save money from now 🤭
According to the 70:20:10 formula, 10% is for INVESTMENT. So from that 10%, I will divide it into two accounts, which are ASB & MAE.
At first, it was hard to consistently save money, but I force myself to save at least RM20 per month and gradually increase the amount.
Up until now, I have seen a lot of changes in my savings, but I still have a long way to go.
I wish for all of you who want to start saving money, please be strong and don't give up. 'Kecil kecil lama lama jadi bukit', isn't it?
Hwaiting!! 💪
by,
ETHEREAL . SUNSHINE 🌻
#WeeklyChallenge #Lemon8Diary #savingmoney #savingtips #MoneyTips #moneymanagement