OK boleh but you MUST know this first 😈

Hi guys !

Ok this time I’m gonna share why you SHOULD use BNPL >>>>

#Convenience : You can make purchases w/o paying the full amount upfront, which can be helpful for managing cash flow, especially for larger or unexpected expenses.

#InterestFree Periods : Many BNPL services offer interest-free periods, making it an attractive alternative to credit cards that typically charge interest. Kena interest free ye guys baru berbaloi !! Mcm atome 😈

#BudgetManagement : BNPL can help delay/spread the cost over several weeks or months, making it easier to manage budgets and avoid financial stress. I purchase items like RM35 pun I do consider BNPL sbb if u pay RM10/ mth mmg no rasa AND I limit only BNPL one/two purchases at one time ‼️

#Betterqualityoflife : You can purchase better quality items that last longer. It might be better in the long run.

Most importantly spend within your means ye. Have a budget with you and track your spendings.

Ok I mmg x guna spaylater/lazpaylater sbb biasanya ada interest and malas nak track. Ada soalan ke ? 🤔

#MyFreeTime #moneymanagement #financetips #finance #budget #budgeting