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Salary is actually $75k with a $5k relocation package. It’s for a growing startup so I expect to be making more next year than this year, but I’m not sure how much more. After tax and after rent I’ll have about $27k for food, utilities, student loans ($29k total), and any other expenses. Probably will have very little to invest after everything. I’m 22 and this is my first job out of college. How bad is this?