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Setting a budget can help you to become more aware of your spending habits and improve your money management. Taking the time to create a budget will allow you to save towards the things that matter to you while still having enough to cover all your monthly spending.
Follow these tips to budget better this year:
1. Understand your incomings
2. Know your outgoings
3. Prioritise debt
4. Plan big expenses early
5. Save regularly
6. The 50/30/20 budget method
Use the opportunity to review your spending, set yourself goals, and introduce some positive financial habits.