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– NO ONE SHOULD CARE ABOUT YOUR MONEY MORE THAN YOU
You need to be an active leader when it comes to managing your money. Remember that personal finance is personal!
– ALWAYS PAY YOURSELF FIRST
Put your financial goals above other people's priorities. This way you will save money every single month.
– YOUR INVESTMENT STRATEGY SHOULD BE BORING
Slow & steady wins the race in the lone run. Flashy investments are risky investments.
– NEVER BORROW FROM YOUR 401K
If you borrow from your 401k you are only robbing your future self. Long-term compound interest is what will make you financially secure.
– ALWAYS HAVE AN EMERGENCY FUND
It's not a matter of "if": bad things will happen, it's a matter of "when." Get 6-9 months of expenses in a high yield savings account and don't touch it.
– NEVER SPEND MORE THAN YOU MAKE
You will never be financially stable if you are always outspending your income. This step has to happen for you to win with money.