5 Smart Finance Goals you need in your 20 & 30's 💸

1. Build a 3-6 month emergency fund for financial emergencies. This cushion will give you peace of mind!

2. Pay off all your consumer debt using the debt snowball method. It's hard to build wealth when monthly payments eat your income!

3. Aim to Invest 15% of your gross (before-tax) income towards retirement into a 401(k) and/or IRA.

4. Create and stick to a monthly household budget. Give every dollar of income a purpose!

5. Save 10-20% (or more) for a down payment on a home, or focus on paying off your home early by refinancing or making extra payments!

#personalfinance #lemon8money