75 HARD: Finance Edition ✨💰🍋

75 HARD, but a financial version. 😏💰

Here are the rules. For 75 days straight, you must follow the guidelines below:

1. 🧾Track your budget/spending. Even if you spend $0 one day, add it to your tracking. You can track your spending in excel, Google sheets, iPhone notes, or even a pad of paper. Be intentional with your budget. Track your spending in retrospect to your income. Use this daily reflection to make judgment on your spending habits and to see how they change during this 75 Hard challenge!

2. 💵Put a minimum of $5 into your savings account. I challenge you to try to exceed this amount! If you save $5 every day as required, you’ll have $375 by the end of this challenge. If you exceed that amount and save $10 per day, you’ll have $750 by the time we’re finished!

3. 🚫NO coffee shops, fast food restaurants, bars, or clubs. We can eat, drink, and have fun at home. :)

4. 🚫NO online or in-store clothing, accessory, or decor purchases. You’ll save a minimum of $375 during this challenge. I suggest saving that money or investing it, but you can also do some shopping when we’re finished.

5. 🧠Invest a minimum of 15 minutes into learning about personal finances through any form of media. (Books, Lemon8, videos, etc.)

Let me know if you’ll be doing this 75 Hard challenge! Happy savings! 🍋🤍

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