NAVIGATING HEALTHY FINANCIAL 💪🏻💪🏻

Financial ni boleh jadi benda yang paling malas orang nak bincang 😅😅. But we deal with it on daily basis. If you pernah tgk cerita kat Netflix on How to get rich by finance guru, Remit Singh - dia ckp, it’s a sign of red light🚦⛔️kalau gaji partner pun korang tak tahu 👀👀

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So today I want to share my 3️⃣ important points how I & my partner manage our financial 💰💵

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▶️ Be transparent: Share information about your combined income ➕ savings. This will show how much 💵💰 you guys have on plate.

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▶️ Lay out all the numbers: Create an excel sheet to outline all the financial commitments ♾️. Ramit memang ckp terang2 that credit card debt is main cause to couple’s stress 🙅🏻‍♀️🙅🏻. Hence in my case, I memang takde card.

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▶️ Payment division: If the man is capable of covering all the expenses then let him just do it. I follow the traditional way as I grow up with my father working and my mom is a rich housewife 😂😂. Tapi dia tak bermewahan instead, she chose to save and spend smartly 🧠🧠. I prioritize using his income for essential expenses mcm bayar rumah 🏡, kids’ education 🏫, utilities 🚀 while my income goes towards my personal savings and the children 🫶🏻.

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Ini hanya guideline je. Remember, everyone's situation and approach may differ. The key is always back to open communication 🙌🏻🙌🏻

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#financetips #financialmanagement #relationshipadvice #RelationshipStory #MyLifeJourney