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1. Save 2/3 of your salary!
Let’s say you’re salary is 6k, it’s best to save 2/3 of it which you can use it to buy big items such as a house or a car or for you wedding! In a year you will be able to safe 48k
2. Try to use free memberships to accumulate points and get vouchers
I love the NTUC app as I can get rebates on Kopitiam food items and groceries! Yes as I grew older I started to become an aunty
3. DO NOT fall for the buy now pay later!!!
You will spend more because of that!