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If youโre working in a corporate job (like most of my peers), chances areโฆ you ๐๐๐๐๐ ๐๐ covered under the companyโs insurance scheme.
Relying SOLELY on company insurance can only do so much for you.
Thatโs why in this post, Iโll reveal 3 factors that would be important for you to consider (the last one will come off as a surprise).
#1 : ๐๐๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ - Under the Employment Act, all employers are required to provide BASIC medical benefits to their employees for inpatient hospitalization and certain outpatient treatments (which is usually in the form of company insurance) - but this requirement only applied to Spass & Work Permit (๐บ๐, ๐๐๐ ๐ฌ๐๐๐๐, ๐ท๐น, ๐๐๐ ๐บ๐๐๐๐๐๐๐๐๐๐, ๐๐ ๐๐๐๐๐๐๐ ๐ ๐๐๐๐๐ ๐ ๐๐ ๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐๐ ๐๐๐๐๐๐๐)
#2 : ๐๐๐๐๐๐๐ ๐ ๐๐๐๐๐๐๐๐๐๐ - Many companies offer a one-size-fits-all insurance policy that may not take into account the specific needs of each employee (for cost saving purposes).
#3 : ๐๐๐๐๐๐๐๐๐๐ ๐๐ ๐๐๐ ๐๐๐๐๐๐๐ - You may end up dependent on your employer for your coverage needs. Letโs take it as youโve been pretty happy with the coverage your company has been providing and have yet to take the initiative to explore other options outside of your company insurance. But unfortunately, one day you are diagnosed with a serious medical conditionโฆHOW?
๐๐ฅ๐ฌ๐จ, ๐ฐ๐ก๐๐ญ ๐ข๐ ๐ฒ๐จ๐ฎ ๐ฅ๐๐๐ฏ๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐ฎ๐ซ๐ซ๐๐ง๐ญ ๐๐จ๐ฆ๐ฉ๐๐ง๐ฒ? ๐ฐ๐ข๐ฅ๐ฅ ๐ญ๐ก๐ ๐ง๐๐ฑ๐ญ ๐๐จ๐ฆ๐ฉ๐๐ง๐ฒ ๐๐จ๐ฏ๐๐ซ ๐ฒ๐จ๐ฎ?