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According to research, only 9% of people achieve their set goals! If you want to make progress with your money, you need to set achievable financial goals.
What Is a Financial Goal? A financial goal is any plan you have for your money. Goal planning takes intention and some self-awareness, so carve out time to think about your goals.
Here are some simple tips to help you create a realistic plan for reaching your financial goals this year:
1. Develop a plan - use the “SMART” framework to create your plan.
2. Prioritise budgeting - tracking your monthly expenses & create a budget for next month.
3. Practice discipline - resist impulsive buying & save each month.
What are your financial goals for this year?
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