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Ramit Sethi's Conscious Spending plan is a simple yet effective budgeting approach that helps people align their money with their passions.
Here's what it looks like:
๐ 50-60% fixed costs
๐ 10% investments
๐ฐ 5-10% savings
๐ 20-35% guilt-free spending
*You should adjust the percentages to work for you and your income.
The conscious spending plan allows you to meet your financial obligations and saving for the future, while putting a focus on enjoying life.
What do you think to Ramit's conscious spending plan?
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